Pay over time with AFFIRM
Easy monthly payments with Affirm
When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase
Get flexible monthly payment options
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
SAY YES WITH CONFIDENCE
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever
Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
FAQ’s
Yes, there’s no penalty for paying early.
Yes, you can return an item you bought with Affirm by initiating the return
process with the store.
Checking eligibility will not impact credit. If you decide to pay with
installments through Affirm, your payment plan and repayment activity may
be reported to credit bureaus. You can find more information on Affirm's
Help Center.
Yes, you can return an item you bought with Affirm by initiating the return
process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com
FAQ’s
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com
Yes, there’s no penalty for paying early.
Yes, you can return an item you bought with Affirm by initiating the return
process with the store.
Checking eligibility will not impact credit. If you decide to pay with
installments through Affirm, your payment plan and repayment activity may
be reported to credit bureaus. You can find more information on Affirm's
Help Center.
Yes, you can return an item you bought with Affirm by initiating the return
process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com